In business, every transaction holds the promise of opportunity - new revenue streams, market expansion, or operational efficiencies. But not every deal is meant to be. And sometimes, the best decision you can make as a buyer or seller is to walk away. It might sound crazy, but deals falling apart are more common than […]

A well-structured Monthly Budget is the foundation of financial success for any business. Unlike traditional annual budgets, a monthly budget accounts for seasonality and revenue fluctuations throughout the year. It allows you to plan revenue, allocate resources efficiently, and monitor performance month over month. In addition, our Budget Template auto-populates a Vertical Budget, giving you […]

When a business trips a financial covenant, it can be stressful and confusing to figure out the next steps. And you're familiar with financial covenants, right? Essentially, the “house rules” from a lender. They cover things like debt-to-equity ratios, cash flow requirements, and profit targets. These "rules" are designed to help lenders feel confident about […]

The Cash Conversion Cycle (CCC) is one of the most important financial metrics for businesses. It measures how efficiently a company converts its investments in inventory and other resources into cash flow from sales. For growing businesses, optimizing the CCC can mean the difference between thriving and struggling to meet financial obligations. This guide will […]

In late 2022, we teamed up with a dynamic, fast-growing business. They were ready to take things to the next level. They had really ambitious goals. And, the drive to match. But, like many growing companies, they needed some expert financial guidance. That's where we came in. Fast forward to two years later. This company […]

For over 20 years, I lived and breathed the corporate world. I worked with organizations of all sizes, often acting as a bridge between leadership teams, boards, and stakeholders to drive financial success. Corporate culture, for the most part, was predictable as systems, processes, and expectations were relatively straightforward. But about two years ago, I […]

We know. And, you know. Cash is the lifeblood of any business, and understanding your cash flow is crucial for sustainable growth and financial stability. A 13-week rolling cash forecast is one of the most effective tools for managing short-term liquidity, anticipating cash shortages, and making informed financial decisions. Unlike traditional budgets or general ledger […]

Understanding your Days Cash on Hand (DCOH) is critical for maintaining financial stability and preparing for unexpected challenges. This metric measures how many days your organization can operate using its available cash reserves, offering insight into your liquidity and financial resilience. In this guide, we’ll walk you through using our downloadable Days Cash on Hand […]

In the wake of Hurricane Helene, many small businesses in Tampa and surrounding areas are struggling to recover from severe flooding and economic disruptions. As a business owner, you may be facing immediate financial challenges, such as maintaining payroll, paying suppliers, or covering operational costs. One solution to consider is the Economic Injury Disaster Loan […]

When natural disasters like Hurricane Helene hit, businesses face not only physical damage but significant operational and financial challenges. In Tampa and surrounding areas, many businesses are experiencing disruptions due to flooding, making it difficult to continue normal operations. Managing cash flow during this time becomes a critical priority to keep your business afloat until […]